Long Term Care
Long-term care (LTC) refers to a host of services that aren’t covered by regular health insurance. This includes assistance with routine daily activities, like bathing, dressing or getting in and out of bed. A long-term care insurance policy helps cover the costs of that care when you have a chronic medical condition, disability, or disorder such as Alzheimer’s disease. Most policies will reimburse you for care given in a variety of places, such as:
- Your home
- A nursing home
- An assisted living facility
- An adult day care center
Why Long-Term Care (LTC)
- Nearly 70% of 65-year-olds will eventually need long-term care services or support. Women typically need care for an average of 3.7 years, while men require it for 2.2 years
- An LTC plan will protect your savings while allowing for More choices for care
Type of Long-Term Care (LTC)
- Traditional LTC
- LTC only
- “Use it or lose it”
- Hybrid LTC
- Combines coverage with life insurance
- Unused benefits will be paid to the beneficiary
For more information, please contact:
Lan Than 713-569-0590 or email: Ltinsurancegroup@gmail.com
