Medicare
Medicare Part A - Helps cover:
- Inpatient care in hospitals
- Skilled nursing facility care
- Hospice care
- Home health care
Medicare Part B - Helps cover:
- Services from doctors and other health care providers
- Outpatient care
- Home health care
- Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)
- Many preventive services (screenings, shots/vaccines, and yearly “Wellness” visits)
Medicare Part C - Medicare Advantage:
- Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage
- These “bundled” plans include Part A, Part B, and usually Part D
- In most cases, you’ll need to use doctors who are in the plan’s network
- Plans may have lower out-of-pocket costs than Original Medicare
- Plans may offer some extra benefits that Original Medicare doesn’t cover such as vision, hearing, dental services, transportation, and over the counter (OTC) benefits
Medicare Part D:
- Helps cover the cost of prescription drugs (including many recommended shots or vaccines)
- Can be a stand-alone plan or included with Medicare Advantage (Part C)
Medigap Plan:
- Extra insurance you can buy from a private company that helps pay your share of costs in Original Medicare
- Policies are standardized; the benefits in each plan are the same, no matter which state or which insurance company sells it.
Click one of the links below to sign up through one of our agents.
